Student health insurance for exchange students

Applies to: Exchange students at bachelor’s, master’s and doctoral levels coming to Tampere University through our exchange agreements and programmes. Your right to healthcare in Finland, and the fees you may need to pay, depend on your country of residence, your healthcare coverage and the documents you can present.

Your right to use healthcare services in Finland, and the fees you may be charged, depend on your country of residence, the documents proving your entitlement to care and any private insurance you have. Without valid proof of entitlement, public healthcare may charge you the actual cost of treatment. Everyone is entitled to emergency medical care, but other services and their costs vary according to your circumstances.

Tampere University recommends that all exchange students have comprehensive travel and medical insurance for the entire exchange period. This recommendation also applies to students who have a European Health Insurance Card (EHIC), a UK Global Health Insurance Card (UK GHIC) or another entitlement to public healthcare. Incoming exchange students cannot use the Finnish Student Health Service, FSHS.

Public healthcare arrangements do not cover every possible expense. For example, an EHIC, UK GHIC or UK EHIC does not cover repatriation. Private insurance may also cover expenses that are not covered by public healthcare, depending on the terms of the policy. Tampere University is not responsible for medical or healthcare costs incurred by students.