Student health insurance for exchange students
These guidelines are meant for incoming exchange students at Tampere University of Applied Sciences (TAMK) in Finland.
Please read the section that applies to your citizenship.
Citizens of EU/EEA/EFTA countries
Citizens of EU/EEA countries should acquire a European Health Insurance Card (EHEC) from their home countries prior to coming to Finland. By presenting your European Health Insurance Card, you will receive necessary acute medical treatment in public hospitals and clinics on the same terms as the local residents.
European Health Insurance Card (European Commission)
Additional health insurance
Because the European Health Insurance Card is not sufficient for non-acute medical treatment, TAMK highly recommends that all exchange students take a personal travel and health insurance, covering at least acute illnesses and accidents before departure to Finland. If you do not have a European Health Insurance Card, a relevant valid document nor an insurance policy, you will be charged the full costs for the services (the actual expenses of medical care). TAMK is not responsible for any medical charges incurred by its students or by a possible pandemic outbreak.
For more information, please see the Exchange student’s health services, well-being and safety page.
Citizens of non-EU/EEA/EFTA countries
If you are a non-EU/EEA/EFTA national, you are required to take out an insurance policy when you apply for a residence permit.
Further information on insurances is available on the website of the Finnish Immigration Service (Migri).